Peoples Community Bank wishes you & your family very Happy Holidays and all the best in the New Year! 

 In October, PCB was a sponsor and had a team that volunteered at the 1st Annual United Way Day of Caring event in King George County.  This event gets community  businesses and volunteers to assist with projects for area non-profit organizations who don't have the funds or manpower to get it done.  PCB's own John Hayden, Nancy Sebben and Michelle Cantrell spent the day at the King George Animal Rescue League to build a walking path/trail so the dogs can get out and exercise.  It was hard  work, all were happy - especially the dogs - to have the new trail!  Great job, Team PCB - KG!  Let's make next year even bigger, with more volunteers to help out in our community.  Visit the Rappahannock United Way for more about the Days of Caring!

       
Photos from KG Day of Caring at the KG Animal Rescue League courtesy of KGARL and Sylvia Giaise-Hudson.

Peoples Community Bank won 3rd place in the "Novelty Unit Commercial Vehicle Division" at the King George Fall Festival!  We owe this honor to Don Bradley and his decorated golf cart!  Way to go, Don, and thanks for representing PCB with your time and talents!

Here you will find website links to information on security, credit & fraud protection, and other helpful financial resources:

• ProtectYourIDNow.org - is a coalition of federal and private companies and organizations who have created a 1 stop website of resources to help consumers protect their credit & IDs.
• Credit Sense:  Get Smart About Credit - a brochure presented by the ABA.  Find out:  Are you Credit Saavy?
• MyMoney.gov -  the "U.S. government's website dedicated to teaching all Americans the basics about financial education.  Pools financial information and resources from over 20 different Federal websites.". 
• Transaction Account Guarantee Program - PCB participates in the FDIC TAG program, which protects your funds in non-interest bearing accounts.
• AnnualCreditReport.com - the official website to help consumers obtain their free credit report.
• OnGuardOnline.gov - provides practical tips from the Federal Government and the technology industry to help you be on guard against Internet fraud, secure your computer, and protect your personal information.
• FBI Fraud Alerts - the Federal Bureau of Investigation provides information on common fraud schemes the public should be aware of.
• Federal Deposit Insurance Corporation (FDIC) - learn how deposit insurance works and whether the FDIC insures your deposits.
• Peoples Community Bank Holiday Branch Closing Dates - our branches will be closed in observance of all recognized Federal Reserve holidays as posted.

Links for Children and Young Adults:

• Teach Children to Save - an ABA program supported by Peoples Community Bank by local school visits to help children learn about the importance saving.

• Money Talks for Young Adults - a newsletter for teens & their families by the American Bankers Association.  This issue features credit, loans, credit cards, pfishing schemes, suggested reading, and on-line games & resources.

• Money Talks for Kids - this ABA newsletter issue teaches children about the importance of saving, investing, and budgeting.  It also has recommended books, a glossary of banking terms, and fun games for kids.

Please note, PCB is neither responsible for, nor endorses content of any of the 3rd party websites/links provided.

 Peoples Community Bank recently sponsored or celebrated:

• "National  Protect  Your  Identity  Week!"  Please take some time to browse through the resources and links above for important tips on how to protect your credit and identity, how to avoid pfishing schemes, and resources on understanding credit, loans, and APR!

• National Protect Your ID Week (Oct 17-23) - see links above for important tips on protecting your Identity, credit, how to avoid pfishing schemes & much more!

• Customer Appreciation Day at all branch locations!

• Fall Festivals in Warsaw, King George, and Montross, and the Chesapeake Bay Wine & Harvest Festival at Stratford Hall Plantation.

• The Grand Opening of the Dahlgren Branch in August!  The new branch is now open at 5082 James Madison Parkway, serving the Dahlgren area.  The celebration included the grand opening festivities, food, prizes, and a special CD promotions to celebrate.

• Congratulations to the Peoples Community Bank Relay for Life team!  Our team came in 1^st at the Westmoreland County Relay for Life, and exceeded our goal to raise $11,586.00 for the American Cancer Society! The overall Relay raised over $80,000!!!!  A special thanks to all those who helped, donated, supported & walked!  AWESOME DAY!!!

• Annual Shareholder's Meeting & Luncheon, and the King George Chamber of Commerce Meeting.

• Events at Ferry Farm (George Washington's boyhood home) & Stratford Hall Plantation (home to the Lee Family of Virginia, and Robert E. Lee).

• Teach Children to Save Day - Our King George Branch reached out to 110 King George Elementary Kindergarten students, and our Oak Grove Branch visited with about 70 third graders at Washington District Elementary School in April.  The importance of saving was taught to the children through learning activities and "goodie bags" filled with saving themed coloring books, crayons and candy treats. This American Banking Association national campaign has reached over 3.5 million young people with the help of over 8,000 local bank volunteers.

• The King George Home Show - Congratulations to Laddie DeBernard of King George - the winner of the drawing for the $100 gift certificate to Tru-Value Hardware!

• The Oak Grove 5th Anniversary Celebration - customers who opened a Peoples regular checking account received no service charges for one full year, and Mr. Joseph Bowen was the lucky winner of the Samsung LCD HDTV (pictured below)!

• The Girl Scout Commonwealth Council of Virginia, Inc. "Women of Distinction" 9th Annual Awards Dinner as a Patron Sponsor - we were privileged to honor Carrie H. O'Malley, Esq., in the category of Law (Carrie is the wife of Michael O'Malley who serves on our Board of Directors). 

 Press Release (8/10):  LOCAL BANKER GRADUATES FROM THE VIRGINIA BANKERS SCHOOL OF BANK MANAGEMENT:  Karyl-Lynne TIrk was among the 63 Virginia bankers who graduated August 6, 2010 from the Virginia Bankers School of Bank Management at the University of Virginia in Charlottesville. The three-year school is sponsored by the Virginia Bankers Association in cooperation with the McIntire School of Commerce at the University.  Those receiving diplomas completed the Bank Management Course, which includes three one-week resident sessions with extension problems between the first and second years and a comprehensive senior problem. Graduates broadened their knowledge in all respects of banking, economics, and related subjects.

Through the use of highly qualified instructors and a challenging curriculum, the Virginia Bankers School of Bank Management is designed to provide a multidimensional banking educational experience. By the time the three one-week summer sessions are completed, students will have developed a range of skills that should both enhance current performance and qualify them as candidates for advancement.  Congratulations to Karyl-Lynne on this distinguished accomplishment!

A Note from our Human Resources Officer (4/10): Peoples Community Bank is always looking for the best qualified applicants with a great personality for employment opportunities!  Please submit your resume (via email) to our Human Resources Department for consideration.  ~Randy Phelps, Human Resources Officer
Peoples Community Bank is an Equal Opportunity Employer.

Meet the President and CEO of Peoples Community Bank:  Robert K. Bailey, III! Mr. Bailey was promoted to bank President and CEO in March 2009.  He has been with PCB for over 10 years, serving as Chief Operating Officer, Senior Lending Officer, and Compliance Officer, while working out of the King George Branch.  With over 23 years of banking experience, Mr. Bailey has an extensive background and knowledge of bank operations.  He is a Tidewater, Virginia native and graduate of Washington & Lee University, George Washington University, and Honor Graduate (and Thesis with Honors) from Southwestern Graduate School of Banking at Southern Methodist University.  He also graduated with honors from the Virginia Bankers Association School or Bank Management.  He is married to Susan Heflin Bailey, they have one daughter, and the family resides in King George County.  As an active member of the community, Mr. Bailey participates in many volunteer activities.  He served on the Monte Carlo Committee for the Germanna Community College Education Foundation, was a speaker for the United Way and served as Chairman of the Board for the Children's Home Society of Virginia, a statewide agency involved in pregnancy counseling, foster care and adoption services.  Mr. Bailey is also the Vice President of the King George Chamber of Commerce, and he and Mrs. Bailey are historical interpreters, leading a youth group of historical interpreters which has donated over 3,500 hours to George Washington's Fredericksburg Foundation in each of the last three years (pictured to left with one of his many character costumes).   A message and important information from your President & CEO and the American and Virginia Bankers Associations has been posted to keep you informed about the safety of Peoples Community Bank, the strength of Virginia and national commercial banks, FDIC insurance, the Emergency Economic Stabilization Act, and how the current economic environment affects you.